In a world where M-Kopa smartphones are a bridge to limitless possibilities, affording one shouldn’t be a hindrance. M-KOPA, an innovative mobile phone company in East Africa, understands this ethos well.

It brings a variety of reputable brands like Samsung and Nokia closer to the pockets of many. It caters primarily to those who can’t pay the total price upfront.

When M-Kopa started its operations in Kenya

Emerging on the scene in 2011, M-Kopa Solar embarked on a mission to illuminate African homes with budget-friendly energy solutions.

As time passed, the firm broadened its horizon, venturing into accessible smartphones for the budget-conscious through its M-Kopa phone initiative.

This innovative program didn’t just make waves but created a ripple effect across the Kenyan market, unlocking the doors to affordable smartphone access for many.

Why Opt for M-Kopa Phones?

M-KOPA is reshaping the smartphone landscape in Kenya, introducing a palatable pathway for individuals to acquire smartphones via a credit arrangement.

This framework invites customers to secure a phone with an upfront deposit, trailed by daily contributions over a designated span, usually a year.

Eligibility and Prerequisites for M-Kopa Phones

M-Kopa lays down a clear set of criteria that aspiring customers must satisfy to become eligible for a smartphone loan. These guidelines, straightforward in nature, aim to keep the process equitable and secure.

1. Present Your National ID

During registration, customers must showcase their original National ID. A copy or waiting card won’t suffice — the ID must be physically present to validate the customer’s identity.

2. No Ongoing Loans with M-Kopa

Eligibility for a new Mkopa phone mandates that you have no active loans with Mkopa. This stipulation guides customers towards prudent financial stewardship.

3. Meet the Age Criterion

Only those aged 18 and above qualify for a smartphone loan from M-Kopa, aligning with Kenya’s legal age benchmark.

4. Possess an M-pesa Line

All transactions sail through Mpesa, Kenya’s renowned mobile money service. Thus, owning a registered Safaricom line is imperative to pay the initial deposit and follow-up installments.

5. Provide Next of Kin Contact

A valid contact detail of a next of kin is mandatory for every customer, serving as an alternate communication channel when needed.

6. Initial Deposit

Finally, an initial deposit is needed to activate the smartphone. The deposit amount varies with the phone model.

M-KOPA Samsung Phones: Specs, Prices, and Payment Plans

Samsung stands tall in the smartphone arena, and M-KOPA presents a range of Samsung phones, meeting diverse customer tastes. Here are the available Samsung phones, their features, deposit figures, and daily payment schemes:

Samsung A03 Core

The Galaxy A03 Core is a stellar budget choice for those eyeing a feature-rich smartphone without breaking the bank. With a deposit of KES 3,999 and daily installments of KES 60 for 365 days, the total cost rounds to KES 25,899.

This model boasts a 6.5-inch PLS TFT LCD with a 720 x 1600 pixels resolution, ensuring a crisp, lively viewing adventure.

Under the hood, it houses a robust Unisoc SC9863A chipset and a PowerVR GE8322 GPU, facilitating slick multitasking. It also cradles a hefty 5000mAh Li-ion battery, 2GB of RAM, and 32GB of internal storage.

Key Specs

Display: 6.50-inch (720×1600)

    Processor: Unisoc T606

    Front Camera: 5MP

    Rear Camera: 48MP + 2MP

    RAM: 2GB, 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 5000mAh

    OS: Android 11

Samsung A03s

The Galaxy A03s comes with a deposit of KES 3,999 and daily installments of KES 65 for 365 days, totaling KES 27,724. This model flaunts a 6.5-inch PLS TFT LCD of 720 x 1600 pixels resolution and a waterdrop notch for the front camera.

A triple camera setup at the back awaits, comprising a 13MP primary lens, a 2MP macro, and a 2MP depth camera, unlocking splendid photography vistas.

Internally, the Mkopa Galaxy A03s thrives on a MediaTek Helio P35 chipset and a PowerVR GE8320 GPU. It’s paired with 3GB of RAM and an octa-core 2.3GHz Cortex A53 processor, ensuring a fluid performance. The device cradles a robust 5000mAh non-removable Li-ion battery, offering a day-long charge lifespan.

Key Specs

Display: 6.50-inch (720×1600)

    Processor: MediaTek Helio P35

    Front Camera: 5MP

    Rear Camera: 13MP + 2MP + 2MP

    RAM: 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 5000mAh

    OS: Android 11

Samsung Galaxy A03

The Galaxy A03 unfolds with a deposit of KES 4,999 and daily outlays of KES 70 for 365 days, totaling KES 30,549. This model displays a 6.5-inch PLS TFT LCD with a 720 x 1600 pixels resolution and a pixel density of 270ppi.

A stylish notch at the center top enhances its sleek design. Camera-wise, the Galaxy A03 showcases a dual-camera array at the back, featuring a 48MP primary lens and a 2MP depth camera.

Internally, a Unisoc T606 chipset and 3GB of RAM drive the Mkopa Galaxy A03, backed by an Octa-Core processor, offering a smooth operational ride. A hefty 5000mAh battery resides within, promising an all-day endurance on a single charge.

Key Specs

    Display: 6.50-inch (720×1600)

    Processor: Unisoc T606

    Front Camera: 5MP

    Rear Camera: 48MP + 2MP

    RAM: 2GB, 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 5000mAh

    OS: Android 11

Samsung Galaxy A13

The Galaxy A13 comes at a total of KES 43,999, including a KES 7,499 deposit and daily payments of KES 100 for 365 days. It sports a 6.6-inch PLS TFT LCD screen, boasting a pixel density of 400ppi and a resolution of 1080 x 2408.

An 8MP front camera sits in a notch at the top. At the rear, a quad-camera setup features a 50MP primary lens, a 5MP ultra-wide-angle camera, a 2MP macro lens, and a 2MP depth camera.

Internally, the Galaxy A13 thrives on an Exynos 8 Octa 850 chipset and 4GB of RAM, while its octa-core CPU ensures a smooth operating journey. A substantial 5000mAh battery powers the device, ensuring it lasts the whole day on a single charge.

Key Specs

    Display: 6.50-inch (720×1600)

    Processor: MediaTek Dimensity 700

    Front Camera: 5MP

    Rear Camera: 50MP + 2MP + 2MP

    RAM: 4GB

    Storage: 64GB

    Battery Capacity: 5000mAh

    OS: Android 11

Samsung A23

Samsung A23 buyers are presented with two payment pathways, each featuring a distinct deposit sum and daily installment plan. The initial plan demands a deposit of KES 13,999, with a balance of KES 52,219 spread out in daily KES 140 installments over 273 days (9 months).

The alternative Mkopa plan requires a KES 9,499 deposit, with the remaining KES 56,949 paid in KES 130 daily installments over 12 months. The device unveils a 6.6-inch PLS TFT LCD screen, embracing a 20:9 aspect ratio and 1080 x 2408 pixels resolution. At the rear, a quad-camera layout features a 50MP f/1.8 wide-angle primary lens, a 5MP f/2.2 ultra-wide lens, a 2MP f/2.4 macro lens, and another 2MP f/2.4 depth sensor.

Internally, a Qualcomm Snapdragon 680 CPU, 6GB of RAM, and an Adreno 610 GPU orchestrate a smooth multitasking environment. A 5000mAh Li-ion battery resides within, supporting a swift 25W fast charging mechanism.

Key Specs

    Display 6.60-inch (1080×2408)

    Processor octa-core.

    Front Camera 8MP.

    Rear Camera 50MP + 5MP + 2MP.

    RAM 4GB, 6GB, 8 GB.

    Storage 64GB, 128 GB.

    Battery Capacity 5000mAh.

    OS Android 12.

Samsung A33

The Samsung A33, a pinnacle in the M-KOPA lineup, comes with cutting-edge features and a defined price point. It unveils a 6.4-inch Super AMOLED display, boasting a 90Hz refresh rate and a 1080 x 2408 pixels resolution.

An Octa-core Samsung Exynos 1280 processor clocked at 2.4GHz, alongside 6GB of RAM, empowers seamless multitasking. A 48MP quad-camera array at the rear and a 13MP selfie shooter capture crisp photos and videos.

A 5000mAh battery fuels the device, supporting fast charging via a USB Type-C port. The Mkopa Samsung A33 embraces 5G connectivity, ensuring swift internet access. Acquisition options include two payment schemes; the first demands a KES 15,999 deposit, while the second a KES 10,999 deposit. They come with daily installments of KES 190 and 170, spread over 9 and 12 months, respectively.

Key Specs

    Display: 6.40-inch (1080×2400)

    Processor: octa-core

    Front Camera: 13MP

    Rear Camera: 48MP + 8MP + 5MP + 2MP

    RAM: 6GB, 8GB

    Storage: 128GB

    Battery Capacity: 5000mAh

    OS: Android 12

M-KOPA Nokia Phones: Specs, Prices, and Payment Plans

Nokia, a renowned name in the smartphone realm, is celebrated for its robust durability and user-centric features. M-KOPA extends a variety of Nokia phones, catering to diverse customer preferences. Below are the details on available Nokia phones, their attributes, deposit requirements, and daily payment schemes:

Nokia C1

The Nokia C1, a budget-friendly option, presents basic features, making it an apt choice for those eyeing an entry-level gadget. On M-Kopa, it demands a deposit of KSH 2,699 and daily payments of KSH 35.

It comes with a quad-core processor clocked at 1.3GHz, paired with 1GB RAM and 16GB internal storage, expandable up to 64GB via a memory card.

Running on Android 9 Pie (Go Edition), tailored for modest devices, the Mkopa Nokia C1 flaunts a 5.45-inch TFT display with a 480 x 960 pixels resolution, translating to a density of 197 PPI.

However, the battery life seeks improvement as the 2,500mAh Li-ion battery falls short of powering through a full day.

Key Specs

    Display: 5.45-inch

    Processor: 1.3GHz quad-core

    Front Camera: 5MP

    Rear Camera: 5MP

    RAM: 1GB

    Storage: 16GB

    Battery Capacity: 2500mAh

    OS: Android 9 Pie (Go Edition)

Nokia G21

The Nokia G21 emerges as a budget-friendly smartphone, boasting a robust spec sheet given its price tier. It unveils a 6.5-inch IPS LCD-type bezel-less display, lending it a modern touch.

The rear hosts a triple camera ensemble comprising a 50MP f/1.8 Main Shooter, a 2MP f/2.4 Macro Lens, and a 2MP f/2.4 Depth Lens, while an 8MP Main Camera graces the front.

To lay hands on the Mkopa Nokia G21, a deposit of Ksh 4,999 is required, followed by daily payments of KES 70 over 365 days, aggregating to KES 30,549. With flaunting features like a triple camera layout, expandable internal storage, and a fingerprint sensor, the Nokia G21 is a remarkable performer in its pricing corridor.

Key Specs

    Display: 6.50-inch (720×1600)

    Processor: Unisoc T606

    Front Camera: 8MP

    Rear Camera: 50MP + 2MP + 2MP

    RAM: 4GB, 6GB

    Storage: 64GB, 128GB

    Battery Capacity: 5050mAh

    OS: Android 11

Nokia G50 5G

The Nokia G50 5G stands out, especially for those searching for a mid-range smartphone boasting 5G prowess. It houses noteworthy camera configurations, including a 48MP primary shooter and a 5MP ultra-wide-angle lens.

A colossal 5000mAh battery is tucked within, ensuring uninterrupted operations after a full charge. Driving the Nokia G50 5G is a Qualcomm Snapdragon 480 chipset and 4GB RAM, making smooth multitasking a reality.

Additionally, an Adreno 619 GPU tackles the graphical demands effortlessly. The gadget showcases a 6.82-inch IPS LCD with a 720 x 1560 pixels resolution and a pixel density of 252ppi. Acquiring this Mkopa smartphone requires a deposit of KSH 8999 and daily contributions of Ksh 100.

Key Specs

    Display: 6.82-inch

    Processor: Qualcomm Snapdragon 480

    Front Camera: 8-megapixel

    Rear Camera: 48-megapixel + 5-megapixel + 2-megapixel

    RAM: 4GB

    Storage: 64GB

    Battery Capacity: 5000mAh

    OS: Android 11

Nokia G10

The Nokia G10 emerges as an admirable budget smartphone, delivering many features at a wallet-friendly price. With a commendable RAM and configuration setup, it’s adept for multitasking, video calls, and gaming.

The unique camera configuration also makes it a desirable pick for photography aficionados. The device flaunts a 6.5-inch bezel-less, waterdrop notch screen, rendering decent visuals. Camera-wise, it houses a 13MP primary lens, a 2MP f/2.4 macro lens, a 2MP f/2.4 depth lens at the rear, and an 8MP primary lens upfront.

Operating on a MediaTek Helio G25 chipset, the Nokia G10 requires a deposit of KES 3,699 and daily installments of KES 60 for 365 days, totaling KES 25,599.

Key Specs

    Display: 6.52-inch (720×1600)

    Processor: MediaTek Helio G25

    Front Camera: 8MP

    Rear Camera: 13MP + 2MP + 2MP

    RAM: 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 5050mAh

    OS: Android 11

Nokia C21 Plus

The Nokia C21 Plus is a budget-friendly smartphone packed with features engineered for a seamless Mkopa user encounter. Its notable camera array and hefty battery make it a prime pick for budget-conscious users.

Available in Warm Gray and Dark Cyan, its chic design is bound to draw attention. The Mkopa device unveils a 6.5-inch IPS LCD with a waterdrop notch, boasting a 720 x 1600 pixels resolution. An Octa-core processor, paired with 3GB of RAM, ensures a fluid performance.

At the rear, a dual-camera setup comprises 13MP primary and 2MP depth lenses, while a 5MP front-facing camera caters to selfie enthusiasts.

A 5050mAh battery powers the device, promising enduring performance. To acquire the phone, a deposit of KES 4,499 and daily installments of KES 65 for a year are required, totaling KES 28,224.

Key Specs

    Display: 6.52-inch (720×1600)

    Processor: Unisoc SC9863A

    Front Camera: 5MP

    Rear Camera: 13MP + 2MP

    RAM: 2GB, 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 4000mAh

    OS: Android 11 (Go edition)

Nokia C30

The Nokia C30 is a budget-conscious smartphone boasting a hefty battery capacity for prolonged usage hours. It features a spacious 6.82-inch IPS LCD with a pixel density of 257ppi and a 20:9 aspect ratio.

At the rear, a dual-camera setup includes a 13MP primary and a 2MP depth camera, while a 5MP primary camera is situated at the front for selfies. Under the hood, a Unisoc SC9863A chipset, paired with 3GB RAM, a 1.6GHz Octa-core Cortex A55 processor, and a PowerVR GE8322 GPU, ensures a vibrant visual experience.

A robust 6000mAh battery from the Li-Polymer family, which is non-removable, powers the smartphone. Acquiring this notable smartphone requires a deposit of KES 4,499 and daily installments of KES 70 for 365 days, totaling KES 30,549.

The Nokia C30, with its 2GB of RAM and 32GB of internal storage, is an apt choice for budget-savvy smartphone seekers of Mkopa.

Key Specs

    Display: 6.82-inch (1080×2400)

    Processor: 1.2GHz octa-core

    Front Camera: 5MP

    Rear Camera: 13MP + 2MP

    RAM: 3GB, 4GB

    Storage: 32GB, 64GB

    Battery Capacity: 6000mAh

    OS: Android 11

2024 Updated Comparison List of M-KOPA Phones and Their Prices

Phone Model	Deposit Amount (KES)	Daily Payment (KES)	Total Price (KES)
Samsung A03 Core	3,999	60	25,899
Samsung A03s	3,999	65	27,724
Samsung Galaxy A03	4,999	70	30,549
Samsung Galaxy A13	7,499	100	43,999
Samsung A23	13,999	140	52,219
Samsung A33	10,999	170	56,949
Nokia C1	2,699	35	15,299
Nokia G10	3,699	60	25,599
Nokia C21 Plus	4,499	65	28,224
Nokia C30	4,499	70	30,549
Nokia G21	4,999	70	30,549
Nokia G50 5G	8,999	100	45,499

M-Kopa Phones Payment Period

The stipulated payment span for M-Kopa phones is 365 days, mirroring one year. Customers must fulfill daily or weekly installments within this timeframe until the total sum is cleared. The countdown commences from the purchase day, with any payment lags potentially triggering a temporary product disconnection until dues are settled.

How to pay daily for M-Kopa phones via Paybill

M-Kopa streamlines the payment journey for its customers through versatile payment avenues. Recognized payment channels encompass:

M-Kopa Mobile Money Services:

   – M-Kopa Safaricom Mpesa Paybill: 333222

   – Airtel Money

   – T-Kash

Customers can channel daily or weekly payments via their favored mobile money service. Maintaining adequate funds in your mobile money account is pivotal to meeting the requisite payment sum.

How to Unlock M-Kopa Phones After Payment

After completing your M-Kopa phone payment within the 365-day boundary, your phone will unlock, transitioning to your complete ownership. This milestone denotes unrestricted phone usage devoid of any limitations. You can then Uninstall the Mkopa App.

How to Check M-Kopa Balance

Checking your M-Kopa balance is a straightforward process:

1. Dial *554# on your M-Kopa phone.

2. You will be sent An SMS containing your current balance and other pertinent details.

As an alternative, M-Kopa customer care stands ready to assist with your balance inquiry.

Where Can I Get Mkopa Phones In Kenya?

M-Kopa phones are accessible at various service centers across Kenya. Here’s where you can find them:

For M-Kopa Home Delivery Within Nairobi, Click Here!

M-Kopa Regional Service Center	Physical Address
M-KOPA Delivery with Nairobi	Call: (Utawala/Ruai)
M-KOPA Shop Bomet	Kipchamba street opposite cross Venus Hotel
M-KOPA Shop Bungoma	Bigem Plaza along Bungoma – Mumias road
M-KOPA Garissa	Bayusuf Building along Biashara Street in Garissa Town inside Fargo Courier Shop
M-KOPA Shop Eldoret	Kobil Petrol Station along Kenya – Uganda Rd
M-KOPA Shop Busia	Busia town adjacent to Barclays Bank
M-KOPA Shop Kakamega	M-KOPA Shop opposite Mama Watoto Supermarket along Canon Awaro Street
M-KOPA Shop Kajiado	Kajiado town next to KCB bank
M-KOPA Shop Kitale	Ground floor, Kitale Mall in Kitale Town
M-KOPA Shop Mombasa	Kengeleni, opposite Cooperative Bank of Kenya
M-KOPA Shop Nakuru	Equator Building, Opposite Cleanshelf Supermarket along Kenyatta Lane
M-KOPA Shop Kisii	Fargo Courier Hub is next to Gusii Cooperative in Kisii County
M-KOPA Shop Machakos	Machakos Town opp Kenyatta stadium
M-KOPA Nairobi CBD	Chester House, Ground floor, Nairobi CBD, along Koinange Street
M-KOPA Shop Kisumu	Shop no 13 Next to Guardian bus park
M-KOPA Shop Kericho	Jemi Building, Along Kericho-Nakuru Highway, Opposite Toyota Kericho, next to Bank Of Africa/Imarisha Sacco
M-KOPA Shop Siaya	Siaya town, Opposite the post office
M-KOPA Shop Narok	Narok Town Opposite Barclays Bank
M-KOPA Shop Nyeri	Narok Town Opposite Barclays Bank

Head to the nearest service center to explore the M-Kopa phone options available and pick one that best fits your needs.

M-Kopa Customer Care Contacts

Should you harbor any inquiries or seek assistance, M-Kopa customer care is a call or a click away:

– Phone: +254 724 661 300

– Email: [email protected]

Feel free to engage their customer care team for any queries or concerns.